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LUCRUM SOFTWARE LICENSE AGREEMENT

Effective Date: 26-May-2025

These Lucrum Software License Terms (together with all appendices and exhibits hereto, which are hereby incorporated by reference, these "Terms," "License Terms," or this "Agreement") explain the terms and conditions by which you, whether personally or on behalf of an entity ("you"), may access and use the software products and services (the "Software") provided by Lucrum (hereinafter referred to as "Lucrum," "we," "us," and "our").

IMPORTANT NOTICE: This Software provides businesses with tools and interfaces to facilitate their own payment transactions. However, LUCRUM DOES NOT PROCESS, HANDLE, OR TAKE CUSTODY OF ANY FUNDS OR FINANCIAL TRANSACTIONS. All payment processing is conducted directly between businesses and their chosen payment providers or counterparties. Businesses retain exclusive control over all aspects of their transactions, including the selection of payment methods, timing, counterparties, and settlement terms. Lucrum merely provides software tools that enable businesses to manage their own payment operations.

KEY RELATIONSHIP SUMMARY:

• Lucrum provides: Software tools and interfaces for payment management
• Businesses provide: All payment processing, regulatory compliance, and fund handling
• Customers interact with: Businesses directly for all payment matters
• Funds flow between: Businesses, customers, and payment providers (never through Lucrum)

For the complete license agreement, please visit our main page.