Instant payments
It lands in your balance in under a second. However your customer pays, you keep it in the currency you want.
Take payments on your phone. Run everything from one place
*No card machine to buy. No monthly fee to start. Set up in minutes.
All your business money, in one app you control. Get paid, hold it, spend it, and grow.
Take cash, cards, and crypto. Your money is yours, like cash in your own drawer, always within reach and ready when you need it.
Businesses are already moving to Lucrum:
100K
Downloads
27K
weekly active users
<1s
settlement time
3+
markets in latam
Running a business is hard enough. Managing your money shouldn't be.
A card machine here. A cash drawer there. Fees that quietly eat your profit, and money you can't touch for days. Most owners juggle five or six tools that don't talk to each other, and pay for every one.
One screen that runs all of it.
- Buying or renting a card machine
- A different app for every way people pay
- Sending & chasing invoices
- Money parked in a bank you don't control
- Adding up the day's sales by hand
- Fees stacked on every sale
Lucrum
One app on your phone. Free to start
— Meet Lucrum
One app for every payment method.
Your phone is the only terminal you need.
Every payment: cards, cash, crypto, PIX, wallets, lands in your dashboard the second it happens. Whatever your customer reaches for, you're ready. No machine to buy, no sale turned away.
Run your whole business from one screen.
Connect your app to the Lucrum dashboard and watch your sales and balance update the second a payment lands. Send a payment link, create an invoice, and keep tidy records, all in one place.
Get started free
Tools that add up, not pile up.
Clean records
Every sale is logged for you, automatically, in a clear history your accountant and the tax office will love.
Send money out too
Pay your suppliers and staff from the same app. Your money moves both ways, not just in.
Works with your POS
Plays nicely with Toast, Clover, Shopify, and other big checkout systems. Add it at your own pace. No need to throw out what you've got.
Your money, your control
Both your money and your data stay yours. A wallet only you can open. Your keys, your business, nobody else's.
One clear fee
One small, simple fee per sale. You always see it before you accept — no surprises.
One login instead of six.
From Miami to São Paulo to Mexico City, Lucrum puts every money tool a business needs in one app. Here's a breakdown of what's in your dashboard today, and what's on the horizon.
Available now
Payments
All on the phone you already own. Accept Visa, Mastercard, Amex, crypto and local methods. One terminal, every method, powered by Stripe and Solana.
Create payment links, invoices, subscriptions, and donations, all inside the dashboard.
Coming Soon
Spend less of your day fighting with money and machines, and more of it with the customers in front of you. Lucrum handles the rest.
Built on Solana, it lives in an account only you control. not held by us, a bank, or anyone else. That's control most owners never get.
Built for the people
behind the counter.
Why Lucrum, not the others.
We're not here to replace your bank overnight. We just give a modern business a faster, simpler way to get paid and keep more of it.
| LUCRUM | TRADITIONAL BANK | CARD MACHINE (Square, SumUp…) |
|
|---|---|---|---|
| Setup time | Minutes | Weeks | Days |
| Crypto support | Native | No | Limited |
| Self-custody wallet | Yes | No | No |
| Multi-currency acceptance | Card + Crypto + Local | Limited | Card only |
| Your data stays yours | Yes | Sells/shares it | Limited |
| Rewards on every sale | LUCS points | No | No |
| LATAM payment methods (PIX, etc.) | Yes | Restricted | Yes |
| Partner banking & card issuance | Coming Soon | N/A | N/A |
| Everything in one dashboard | Yes | No | No |
Powered by Stripe
Fast, secure payments.
Built on Solana
Blazing speed, low fees.
Trusted partners
Licensed, regulated, safe
Up and running in three simple steps
No paperwork pile-up. No waiting around. A setup that respects how busy a small business owner actually is.
1
Download the App
Get Lucrum from the Google Play Store onto any modern Android device or terminal.
2
Set up your account
Already have a wallet? Connect it. New to this? We'll get you set up in a couple of taps. It stays yours, and nobody else can get in.
3
Start Transacting
Accept payments in cards, crypto, or cash and watch it live in your dashboard. Swap between currencies. Collect LUC$ on every transaction.
"I used to juggle a card machine, a cash box, and a notebook. Now it’s all on my phone, and I actually see my money the same day."
Maria, cafe owner,
Miami
"Some of my customers pay in crypto now, and I used to just turn them away. Now it goes to the same place as the card and cash money, and at the end of the night I can see all of it in one spot."
Mike, restaurant & bar,
São Paulo
"The fees on my old card machine were eating into everything. I moved over and now the money is mine right away, and I pay my suppliers from the same app."
Pedro, retail shop,
Mexico City
Build on Lucrum, then raise when ready.
When you're ready to open a second location or buy new equipment, you don't have to beg a bank or hand a slice of your business to investors. With Launchpad, you raise money directly from the customers who already love what you do, on fair and clear terms.
For Founders
Raise from your community on your own terms. Set your schedule, not an investor's.
For Backers
Discover and back real businesses with real revenue, vetted on Lucrum.
Launchpad participation is subject to eligibility and jurisdictional restrictions. Token offerings may be restricted to non-US persons or accredited investors depending on structure. Not available in all regions. See Launchpad Terms for details.
Questions, answered.
Is my money safe?
Yes. Your money lands in an account that only you control — not in Lucrum’s hands. We can’t touch it, freeze it, or lose it. Card payments run on Stripe’s secure, industry-standard technology.
Ready to bring all your business money together?
Join thousands of businesses already using Lucrum to accept payments, analyze performance, and earn rewards.
Lucrum is software that helps businesses manage their payment operations. Lucrum is not a bank, money transmitter, or financial institution, and does not hold customer funds. Card processing is provided by Stripe, Inc. Crypto custody is non-custodial — you control your keys. Banking rails and card issuance features marked ‘coming soon’ will be provided through licensed partner institutions where available. Lucrum Launchpad provides software tools to facilitate token offerings by third-party businesses; Lucrum is not the issuer of any token offered on the Launchpad and does not provide investment, legal, or tax advice. Token offerings are subject to applicable securities laws and may be restricted by jurisdiction. Cryptocurrency services are subject to regional availability and local regulations.